Archive for month: March, 2026

From the Fields: Looking Forward to 2026 WBA Agricultural Bankers Conference

By Lance Lansing

As the agricultural (ag) economy continues to shift under the pressures of weather volatility, market uncertainty, and evolving producer needs, the 2026 WBA Agricultural Bankers Conference arrives at the perfect moment. Held April 16–17, 2026, at the Kalahari Resort & Convention Center in Wisconsin Dells, the event will bring together more than 110 ag bankers from across Wisconsin for two days of education, insight, and networking.

For me, this conference represents more than an industry gathering — it’s an essential opportunity to sharpen strategic thinking, connect with peers, and bring back actionable value for customers and my organization. Here’s what I’m most looking forward to this year:

High‑impact education from expert speakers.

The conference promises over seven hours of presentations delivered by experts with deep knowledge of ag finance, policy, and economic trends. These sessions offer fresh outlooks on economic and commodity trends, market risk management strategies, and insight into regulatory changes. Some of the well-known lineup include Dr. Steven Johnson and Eric Snodgrass.

Networking with banking peers across the state. 

With more than 110 ag Bankers already registered, the conference provides unparalleled peer connectivity. It’s an opportunity to share best practices, discuss portfolio challenges, and build long‑term professional relationships. For me, these shared experiences often spark new ideas and improve how I collaborate both within my bank and across the industry.

Engaging with exhibitors and ag‑focused solution providers.

The exhibit hall is a valuable space to explore tools and technologies tailored to ag lending, as well as connect with service partners who can support ag banking initiatives. As customer needs become more sophisticated, staying connected to innovative solutions is essential.

Insights into the future of ag banking.

The conference often includes discussions about generational transitions, market volatility, and long‑term shifts in rural economies — topics essential for adapting to the future of agriculture. For 2026, I’m specifically hoping to deepen my understanding of how market dynamics are impacting credit quality, and which emerging opportunities in sustainability, technology adoption, and alternative revenue streams could impact my portfolio.

Practical takeaways to serve customers more effectively.

Ultimately, the goal is to return with insights that help our banks better support producers, improve risk assessment, and navigate uncertainty. Whether it’s improving financial communication with customers, enhancing risk assessments, or rethinking loan structures to align with farm cash-flow cycles, my goal is to return with insights that deliver real value.

If the coming year in agriculture is anything like the last, the insights and connection gained at this conference will be invaluable. And I’m ready for it.

Lansing is vice president – lending at Apple River State Bank in Darlington. Lansing also currently serves as the Vice Chair on the WBA Agricultural Bankers Section Board of Directors.

 

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Community Advocate Spotlight: Port Washington State Bank CEO James Schowalter

WBA President and CEO Rose Oswald Poels recently sat down with President and CEO of Port Washington State Bank James Schowalter to chat about his admirable career in banking and the industry as a whole.

James Schowalter

Rose: How did you first get into the banking industry? 

James: For most of my life, it felt as though I was born into banking. After all, I’m the fifth generation of my family to lead Port Washington State Bank (PWSB) over its 127-year history. But banking wasn’t always my plan. While I was at Marquette University, I was far more interested in pursuing an automotive career. I enjoyed the dealership experience I had between high school and college and learned a lot from it. After meeting my spouse, Jennifer, and thinking about our future family, however, I began exploring other paths. My older sister, Tracy, was working at Norwest Bank at the time, just before it became Wells Fargo Bank NA. She encouraged me to apply for their personal banker training program in Milwaukee. I did, and I fell in love with banking. I spent several years at Wells Fargo, learning from great people, many of whom I remain close with today, including a few who now work for my family at PWSB. My love for the industry is rooted in those early days of retail banking and the customer interactions that shaped me. 

 What is your favorite aspect of your role at the bank?

As president and CEO of our family-owned institution, my favorite part of the job is seeing others succeed. Every role I’ve held here, nine in total over the last 20 years, is now filled by someone even more talented than I was. PWSB is filled with people who genuinely care about each other and our community. My role is to guide, support, educate, and be present, but they’re the ones who make the magic happen. I truly enjoy knowing each person who works here, their families, and the incredible work they do. 

What do you wish the general public understood about the banking industry?  

There’s a lot I wish more people understood about banking, but if I had to choose one thing, it’s that every bank, large or small, plays an important and distinct role in our financial system. Most Americans can point to a moment when a bank stepped in at a critical time for them or their business. Banks power our communities in good times and bad times. Each institution has a unique structure, mission, and risk tolerance that serves a particular place in our financial ecosystem. 

In Port Washington alone, more than 60 of our employees come to work each day, serve customers, buy lunch, fill up their cars, shop locally, and give back to this community. And that same commitment is happening across the country. While big banks sometimes get a bad rap compared to community banks, the truth is we need institutions of all sizes to keep our country moving. 

Where do you believe the industry’s greatest challenges are in the next three to five years? 

Challenges will always exist in this industry, but consolidation is the one that concerns me most, especially for small communities. At PWSB, we’ve thrived in both smaller towns and larger cities. We love every community we serve. But increasingly, I’m seeing customers drive five, ten, or even 15 miles because the bank in their rural town closed. I’ve received calls from communities more than 45 miles away asking us to build a branch where none remain. While rising operating costs and the ability to attract talent are part of the issue, our rural communities still need us. We’ll continue to do our part, and I encourage other banks to rethink how they serve these vital areas of our state and country. 

Please describe your current role at your bank and share one of your more rewarding experiences.

As the fifth president and CEO in our bank’s existence, I’ve been fortunate to have incredible role models. Working side by side with my grandfather Ron, my father Steve, and my uncle Mark has been a gift. Not every day in a family business is perfect, but we’ve always shared the same goals, even if we approached them differently. These men are true gentlemen, deeply committed to our customers, employees, and the place we call home. 

A simple story from my first day at Wells Fargo, 24 years ago, captures what I love most about this work. The first person I ever helped was a man named Curt, who opened a checking account that day. He stayed with me as a bank customer for years, eventually following me to PWSB and bringing his wife Katie and their children along. It’s not a unique story in banking, but it’s a powerful example of community and loyalty. Every time Curt calls or stops in, I’m taken back to that first day at a small wood desk, wearing the suit my parents bought me, with no idea how much this career would shape my life. I remain grateful for all of it and for what’s still ahead.

 

Do you know a banker who should be recognized as a Community Advocate for the work that they do? Nominate them today by emailing Rose at ropoels@wisbank.com! 

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Office 360 Audit

Rob Foxx

By Rob Foxx, director – infosec and IT audit services for FIPCO

Have you recently moved — or are you considering a move — to Microsoft Office 365 or another major Software-as-a-Service (SaaS) application? If so, there may be more to consider than the migration itself.

A major SaaS transition introduces a host of new challenges. In the past, Microsoft and other providers offered bulk licensing, and updates were infrequent. For Office, these were typically pushed through Windows Server Update Services (WSUS). While bulk licenses are still available, Microsoft is now strongly promoting subscription-based services through Office 365.

This shift offers significant advantages: centralized management, the ability to enable or disable user accounts without direct access to individual machines, and — most critically from a security standpoint — tight integration with multifactor authentication (MFA). However, these benefits come with increased complexity. Office 365 now includes hundreds, if not thousands, of configurable security settings across more than 20 applications, including Copilot, as well as individual user profiles.

It is also important to understand the shared responsibility model. While Microsoft secures the underlying infrastructure, customers remain responsible for configuring and maintaining security controls within their Office 365 tenant. This distinction is often misunderstood and can lead to gaps in security oversight.

Some organizations choose to hire a third party to implement or audit their Office 365 environment, which is generally a sound approach from a security perspective. However, there are two notable drawbacks. First, these engagements can be costly, depending on the size and complexity of the environment. Second, like most audits, they represent a single point-in-time assessment.

This limitation is significant because Microsoft releases updates monthly. Without an internal subject matter expert dedicated to Office 365, it can be difficult to determine whether previously secure settings remain secure after each update. From a regulatory standpoint, misconfigured SaaS platforms can create control gaps that are increasingly scrutinized during IT and cybersecurity examinations, particularly around access management, logging, and change control.

Common misconfigurations include overly permissive file-sharing settings, disabled audit logging, MFA exclusions for privileged accounts, or unused administrative roles that remain active long after they are needed.

Software-as-a-Service Security Posture Management (SSPM) solutions have been available for several years and have proven effective in quickly and cost-efficiently assessing Office 365, as well as other widely used but complex SaaS platforms. These tools are typically affordable, updated frequently to reflect platform changes, easy to use, and often provide automated remediation options through a cloud-based interface.

SSPM solutions should be viewed as a complement to — not a replacement for — governance processes, and periodic risk assessments.

If you are considering implementing an SSPM solution, a good first step is to consult your information security audit firm or managed service provider, while also evaluating multiple vendors as part of a sound vendor management process.

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WBA Raises Concerns with Congressional Delegation Over Credit Union Acquisition of Wisconsin Bank

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Taxpayers Lose Again as Large Credit Union Acquires a Community Bank 

A deal announced on Tuesday will result in multi-billion dollar Landmark Credit Union acquiring American National Bank Fox Cities. The transaction is the ninth credit union acquisition in Wisconsin’s history and represents a concerning national trend of taxpaying community banks being purchased by large, tax-exempt credit unions. The acquisition will bring Landmark Credit Union to over $8 billion in assets, making it the fourth largest headquartered financial institution in the state.

“Taxpayers should be urgently alarmed about this acquisition,” said Rose Oswald Poels, president and CEO of the Wisconsin Bankers Association. “Unlike banks, credit unions do not pay any state or federal income taxes. Consequently, all of us tax-paying individuals and businesses will bear an increased tax burden to support needed government services. This transaction alone will result in an estimated $850,000 in lost annual federal tax revenue.”

Large, asset-rich and fast-growing credit unions — like Landmark Credit Union — are a reminder that the playing field is not level.

“The transaction illustrates that the merger and acquisition process is clearly broken,” emphasized Oswald Poels. “Taxpayers and lawmakers alike should demand change.”

There is a statutory inequality in the mergers and acquisitions (M&A) process due to the significant tax advantages granted to credit unions that are endorsed by lawmakers.

“The merger table is no longer a free market process. Banks interested in purchasing another bank — such as American National Bank Fox Cities — submit reasonable, competitive bids that are laughed at,” said Oswald Poels. No tax-paying bank has a fair opportunity to keep a tax-paying bank on the tax rolls with large, multi-billion dollar credit unions at the merger table offering ridiculous multiples to secure a deal.”

With more credit union deals like this one expected to be announced this year, the Wisconsin Bankers Association urges all lawmakers — especially those at the federal level — to stop ignoring this improper use of a tax exemption and bring fairness back to the M&A process for the benefit of taxpayers and banks alike.

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Beyond the Branch: Wisconsin Bankers Advocate at the State Capitol

Elizabeth Fenton

Elizabeth Fenton

By Elizabeth Fenton, WBA Communications Coordinator

On a cold February morning in Madison, 250 bankers braved brisk winds and the familiar bottleneck of John Nolen Drive construction to gather at Monona Terrace. Lenders, retail staff, and executives alike convened to discuss topics larger than their own branch: customers, small businesses, crypto kiosks, and seniors targeted by scams.

The Wisconsin Bankers Association (WBA) hosts Capitol Day every year — a day that serves as a reminder that banking is shaped by public policy. The day offers something invaluable to legislators who have never worked in banking: real-world stories.

Bankers from every corner of the state traveled to meet with 31 State Senate offices and 71 State Assembly offices, and shared firsthand stories about how legislative decisions affect financial access, fraud prevention, housing, and economic growth across Wisconsin’s counties.

WBA encouraged bankers of every role and tenure to attend, recognizing that the industry’s full story is best told through a diversity of experiences. Matthew Peterson, Branch Manager at Horicon Bank, testified to how seamless the day felt. “I was a little nervous going in — meeting with members of our state legislature and having only about three-and-a-half years in banking made it feel a bit intimidating at first. WBA did an outstanding job organizing the day and preparing us for every step.”

Preparing Bankers to Be Advocates

The morning sessions equipped attendees with context for the day that followed. Bankers heard from the Capitol Insiders panel, received a government relations update from WBA’s government relations team, and divided into district-based groups before heading to the Capitol.
Peterson noted that the morning debriefs gave him confidence for the sessions that followed. “They provided clear talking points, set up all the meetings with our legislators, and made sure we knew exactly what to expect. All we really needed to do was show up and explain how the proposed bills would impact the customers we work with every day.”

That philosophy — to share real-world, everyday anecdotes about neighbors, friends, and customers — propelled the day’s narrative. Public policy often feels nebulous until tied to a lived experience: your neighbor’s savings lost to fraud, your son unable to purchase his first home, your favorite hometown restaurant unable to expand. Policymakers ultimately remember these personal discussions.

The Capitol Insiders Panel

The day opened with a bipartisan discussion featuring former Assembly Speaker Scott Jensen and former Senate Majority Leader Chuck Chvala, moderated by WisPolitics President Jeff Mayers.

Each speaker brought perspectives from both sides of the aisle but shared a common thread: policy outcomes improve when stakeholders participate.

Alex Swanson, WBA BOLT board member noted, “In somewhat surprising fashion, both speakers agreed on more issues than expected — though they still expressed their own take and perspectives on the other side’s viewpoints.”

The panel exemplified a core truth behind Capitol Day: expertise speaks louder than partisanship. Legislators cannot create effective financial policy without understanding how banking works in practice.

Bankers Take on the Capitol

Bankers crossed the street from Monona Terrace, leaving behind the frozen expanse of Lake Monona for the soaring dome of the State Capitol, where small district-based groups met with their respective legislators throughout the afternoon.

These meetings pushed key WBA priorities for the legislative session.

Protecting Customers from Fraud

Fraud prevention dominated conversations. Bankers emphasized how they often serve as the last line of defense against scam attempts, especially for older adults.

WBA is supporting legislation that would allow financial institutions to pause suspicious transactions involving vulnerable adults — a delay that could help prevent irreversible and devastating financial loss while authorities investigate.

Wisconsin bankers also advocated for the regulation of virtual currency kiosks — machines often located at gas stations, grocery stores, laundromats, and bus stations — which serve as popular vehicles of fraud. Bankers explained that crypto kiosks are favored by bad actors because they can uniquely facilitate instant, untraceable, and irreversible transfers of money. WBA is advocating for licensing, warnings, and transaction limits, as some studies show that up to 90% of transactions at some kiosks involve fraud.

Bankers brought real stories to illustrate the urgency of fraud — like customers calling their bank a day after wiring away their life savings, or families discovering fraud weeks after it occurred.

Swanson emphasized the importance of those conversations.

“Much of what WBA and bankers across the state are focused on relates to fraud prevention and protecting our customers. We have firsthand experience and many stories of fraud impacting our communities.”

The Impact of Wisconsin Bankers

WBA distributed an Impact Brochure that showcased the industry’s accomplishments. Over the past year, banks around the state have lent $10.7 billion in small business loans supporting local entrepreneurs, $756 million to small farms, and $12.8 billion in new home loans.
What’s more: Wisconsin banks employ 32,323 employees statewide who have collectively volunteered 517,000 hours and donated $43.5 million to local and philanthropic initiatives.

Public trust in community banks remains strong: Nine in ten consumers say their bank proactively protects them from fraud. It’s safe to say that customers regard their local bank as critical infrastructure in their communities.

Peterson described how quickly advocacy points turned conversational and candid: “The representatives and their staff were warm,welcoming, and genuinely interested in hearing our perspectives. It was a fantastic experience, and I hope to be able to attend next year.”

The Power of the Collective Voice

The most effective advocacy occurs when legislators remember the faces in their district — the bankers who explained how a law will have real-world effects on the working people in their neighborhoods. Attendees discussed hot button topics — why a pause to prevent fraud is necessary, why regulatory complexity raises costs, why credit availability depends on policy, how community banks support their communities — and paired those issues with real-world anecdotes about their colleagues and neighbors.

These valuable stories are at the crux of why WBA invites all banking professionals — regardless of title or advocacy experience — to attend Capitol Day. Retail staff, lenders, compliance officers, and C-suite executives all bring different viewpoints that collectively speak to the power of community banking.

As Swanson concluded, “It was a great day. I would highly recommend making time for this event if you haven’t had the chance to
attend before.”

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2026 Wisconsin Bankers Association Bank Executives Conference – A Success

Heather MacKinnon

Heather MacKinnon

By Heather MacKinnon, WBA vice president of legal and communications

Nearly 300 bankers, representing 91 banks, gathered the first week of February in Wisconsin Dells for the 2026 WBA Bank Executives Conference coming together for two days of networking and education. Attendees connected with colleagues from across the state, heard insights from national keynote speakers, and customized their experience through a variety of breakout sessions all meant to help banks remain relevant in a rapidly evolving industry.
The conference began with the opportunity for bankers to choose between attending CEO, CFO, COO, human resources/organizational development, lending/credit, or marketing/business development banker-only peer group discussions before attending a welcome reception sponsored by FHLBank Chicago.

Paul Northway, WBA board chair and president and CEO of American National Bank Fox Cities opened the full-day of events with a welcome and invitation to consider the relevancy of the banking industry, Wisconsin’s banks, and of bank leadership. Relevance was the theme of this year’s annual conference and is the theme Northway chose to guide his year as WBA board chair. Northway also asked the audience to think about four things as leaders — be curious, have change-ready leadership, be purpose-driven, and talent-multiplying.

Bestselling author Chris Dyer took the audience on a fast-moving tour of the Future of Work, beginning with why today’s pace of change may feel like an avalanche. Dyer also shared three proven pillars which help teams and leaders thrive in times of rapid transformation. Attendees walked away with practical, actionable tools — like meeting hacks that free up time, smarter ways to manage email, and boundary-setting strategies that prevent burnout — while also strengthening relationships and fostering a culture of belonging.

Sean Payant, President of Haberfeld, provided attendees perspective and information to consider about the future of banking. Payant provided recommendations for navigating economic, regulatory, and technological change and uncertainty; provided strategies for aligning organizational structure and cultural initiatives with strategic priorities; and offered ideas of a holistic approach to building resilient, future-ready institutions.

Bankers also heard insights from a digital assets panel and two fireside chats. The digital assets panel included Brooke Ybarra, ABA SVP innovation and strategy, IncredibleBank’s Phillip Suckow, SVP strategy and innovation, and Steve Wager, Head of Digital Asset Product and Operations at Fiserv. One fireside chat featured ABA Chair Kenneth Kelly and EVP, Congressional Relations and Legislative Affairs Kirsten Sutton, while the other included WBA’s President and CEO Rose Oswald Poels alongside WBA Board Chair Northway.

In addition to the active exhibit hall hosting 75 exhibitors and various networking opportunities, the conference offered eight different breakout sessions on a full range of topics including economics, payment processing, asset liability management, artificial intelligence, branding, and mentoring. The conference also honored several distinguished bankers with prestigious awards. Corey Chambas of First Business Bank in Madison was recognized as WBA’s 2025 Banker of the Year and Wolf River Community Bank, Hortonville received the Wisconsin Bankers Foundation’s prestigious Financial Education Innovation Award. Additionally, eight bankers were inducted into the 50-Year Club and two into the 60-Year Club; 58 banks achieved WBA’s Gold Triangle and/or Bankers Involved with Grassroots and Government (BIGG) award, 25 bankers received Leadership Circle designation, and 99 bankers were listed as achieving WBA’s Silver Triangle.

The 2026 annual conference closed with Dr. Damon Freidman, author of Igniting Movements, who shared his story with the message to empower leaders to be world changers focusing on leadership, ideological factors, organizational construct, and strategic output. Many banks again sent full executive teams, enabling attendees to divide and conquer breakout sessions and return with broader insights into trends, challenges, and opportunities shaping the evolving banking industry. The conference was another successful event allowing bankers and exhibitors the opportunity to connect, share insights, and find opportunities to work together to remain a relevant solution for the financial services needs of their communities.

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First Federal Bank of Wisconsin Names Steve Wierschem President and CEO; Edward H. Schaefer Appointed Executive Chairman of the Board (copy)

First Federal Bank of Wisconsin, a leading community bank, announced the promotion of Steve Wierschem to President and Chief Executive Officer of the Bank. In conjunction with this transition, Edward H. Schaefer, former Chief Executive Officer, will assume the role of Executive Chairman of the Board of First Federal Bank of Wisconsin. Schaefer will continue to serve as President and CEO of the Bank’s holding company, FFBW, Inc.

Wierschem previously served as President and Chief Financial Officer of First Federal Bank of Wisconsin and has been an integral part of the Bank’s leadership team since joining the organization in 2020. In his new role, he will lead the strategic direction of the Bank on a day-to-day basis, including growth initiatives to expand First Federal’s commitment to small business banking through the Bank’s relationship-driven community banking model.

“Steve continues to perform at a very high level, and his promotion to President and CEO is a natural next step for him to oversee all daily operations of the Bank.” said Edward H. Schaefer. “Over the last few years, the Board and I developed a succession plan to transition my daily leadership to Steve. His performance continues to exceed our expectations, and his promotion to add the title of CEO falls in line perfectly with our plan. We are confident in Steve’s ability to lead First Federal.”

As Executive Chairman of the Board, Schaefer will continue to provide strategic guidance and leadership oversight for the Bank, while remaining actively involved as President and CEO of FFBW, Inc., the Bank’s holding company.

“I am honored to step into the role of President and CEO and grateful for Ed’s mentorship.” said Wierschem. “With the support of the talented First Federal team, we will focus on profitably growing the bank, providing exceptional customer service, and supporting the communities we serve.”

Wierschem brings extensive financial and operational experience to his role and is committed to building on First Federal Bank of Wisconsin’s strong

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Two Wisconsin Students Awarded the 2025 WBF Agricultural Banking Scholarship

The Wisconsin Bankers Foundation (WBF), the charitable arm of the Wisconsin Bankers Association, has recently awarded two Wisconsin students — Victoria Seif and Janelle Wolfe — with the 2025 WBF Agricultural Banking Scholarship. Students applied in late 2025, and the scholarships were presented on February 25, 2026, at the University of Wisconsin–River Falls University Center.

The WBF offers two $1,500 scholarships annually to current students pursuing a degree related to agricultural banking at an accredited Wisconsin college, university, or technical college. Recipients are chosen based on their academic achievements, community involvement, career goals, and financial literacy.

Pictured left to right: Wisconsin Bankers Foundation Chair, Treasurer, and Executive Director Rose Oswald Poels, 2025 WBF Agricultural Banking Scholarship Winner Victoria Seif, and WBA Ag Section Board Member Cathy Asher of Security Financial Bank.

Victoria Seif is a student at the University of Wisconsin–River Falls pursuing a major in agricultural business. She is an active participant in both campus and community organizations, serving as a member of the UW–River Falls Agricultural Education Society and the Agriculture Business and Management Society. Seif is a standout leader and also served in multiple officer roles with various organizations throughout high school.

In addition to academic and extracurricular leadership, Seif’s professional work experience spans customer service and marketing roles. She has worked as a customer service representative at Russell’s of Neillsville and Citizens State Bank of Loyal, as well as a marketing manager for Erica Lawton Realty. These roles serve as a testament to Seif’s commitment to supporting local communities.

“I am interested in a career in agricultural banking because it ties together my interests in agriculture, economics, and financial planning,” Seif said. “Growing up on a farm gave me an understanding of the responsibilities, challenges, and rewards that come with agriculture. I have learned the value of hard work, the importance of planning ahead, and the financial circumstances that come with any agricultural operation. These experiences opened my eyes to the reality of agriculture and fueled my passion for the agriculture industry.”

Janelle Wolfe is a UW–River Falls student studying agricultural business. Wolfe is an active member of the university’s Dairy Club, Collegiate Farm Bureau, Crops and Soils Club, and the Agricultural Business and Marketing Society.

Pictured left to right: Wisconsin Bankers Foundation Chair, Treasurer, and Executive Director Rose Oswald Poels, 2025 WBF Agricultural Banking Scholarship Winner Janelle Wolfe, and WBA Ag Section Board Member Cathy Asher of Security Financial Bank.

Wolfe gained extensive hands-on agriculture experience before beginning her college education. She worked as an agronomy crop scout intern with Ag Partners in Elgin, Minnesota and assisted agronomists by scouting crop fields, identifying weeds, diseases, and insects affecting crop development. She also worked as a farm hand at Wolfe Family Farms, assisting with calf care, herd management, and operating farm machinery. Additional work experience includes roles at Suncrest Gardens Pizza Farm, St. Boniface Child Center, and Independence State Bank.

“Agriculture has always been a huge part of my life,” Wolfe explained. “I understand the struggles farmers face and I want to be able to help farmers out. I am very passionate about agriculture and enjoy finances which are the two driving factors behind why I am so interested in a career within agricultural banking or finance.”

“Victoria and Janelle are exceptionally passionate students who have bright futures in agriculture,” said WBF Chair Rose Oswald Poels. “We are happy to support their continued education and strengthen the talent pipeline to serve Wisconsin’s rural communities.”

For more information on the Wisconsin Bankers Foundation and its annual scholarships, please visit wisbankfoundation.org.

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