Events

One of the most critical aspects of any Information Security Program is communication and sharing information. This is especially true with Executives and Board of Directors, who need to be educated and informed on all aspects of information security so they can ask better questions and make appropriate decisions. If the top level of the organization better understand the risks and the impact potential, it will help build a stronger information security culture throughout the organization.

So what do you need to report upstream to help the Board and Executives understand your ISP and risk? Let’s dive in. This presentation will cover the following areas/topics:

  • Regulatory requirements for reporting ISP info upstream
  • A framework for asking better questions
  • What is most important to report upstream?
  • How often should you report upstream?
  • Setting a culture of security starts at the top

Target Audience: Information security officer, IT manager, risk officer, internal auditor, CIO

Presenter: SBS CyberSecurity, LLC

Registration Option: Live presentation $330

Recording available through January 14, 2023

Recent events have certainly put a new focus on interest rates. This unprecedented volatility reminds us that interest rate risk management in not just a trivial exercise, but a critical endeavor to the ongoing safety and security of an organization’s capital.

Interest rate derivative solutions (Swaps/Caps/Floors) have become a valuable tool for many financial institutions when managing interest rate risk. These tools allow for customized solutions that can minimize interest rate.

The coronavirus and subsequent government stimulus programs have had huge implications on the banking industry over the past six months. Understanding the underlying risk and the potential losses in your loan portfolio are critical as we move forward in this new normal environment. Ensuring reserves are adequate will be imperative going forward as institutions struggle to maintain current ROA performance in a low rate environment. In this 60 minute session, we will review how COVID-19 is currently impacting credit risk in your loan portfolio and then discuss stress testing techniques that can be used to help identify problem areas and better understand potential reserve needs going forward.

Learning Objectives:

  • Learn how to identify underlying risks in your existing loan portfolio caused by COVID-19
  • Develop stress testing methodologies that target at risk segments in your loan portfolio
  • Identify the losses that you could withstand before impacting capital position

 Target Audience:  CEOs, CFOs, ALCO members, controllers, chief risk officer, chief retail, funding officers

Presenter: Rob Newberry, Abrigo

Registration Option: Live presentation $275

Recording available through January 13, 2023

Are you creating your first ERM Program for your bank? Do you want to ensure your current program is complete yet keep it simple? If yes to either question, this webinar is for you!

Risk Management is at the heart of banking and every bank has to have processes, policies, and procedures in place in order to assess and manage the risks on their balance sheet. Marci Malzahn shares the fundamental pieces of the ERM puzzle, how they relate to each other, and how to integrate your ERM program into the bank’s Strategic Plan. Having built an ERM program for a community bank from scratch, Marci describes the various components of a strong ERM program. In this educational session, you will learn how to put your program together using all the parts you already have in your bank. Marci shares how you can make the process fun and how your team will become closer as they work together with the common goal of protecting the bank’s assets while fulfilling your bank’s vision.

Covered Topics
ERM general background and key definitions
How implementing an ERM Program can help Financial Institutions survive and thrive
Identifying the specific building blocks/components of a simple yet complete ERM Program
The three key ongoing Phases of ERM:
Identifying and Assessing Risk
Mitigating and Eliminating Risk
Monitoring and Reporting Risk
Creating an ERM Committee Charter and choosing the right ERM Committee members
Integrating the ERM Program into your Strategic Plan
How COVID-19 impacted all risk categories
Top Risk Categories and Definitions
ERM Risk Assessment Matrix – Definitions and example
Creating the Risk Management Appetite and Tolerance Statement – Description of Process
Implementing your ERM Program and benefits
ERM Program Flowchart

Who Should Attend?
Chief Risk Officers, Risk Managers/Leaders, Chief Credit Officers, Chief Financial Officers, Compliance Officers, Internal Auditors, Presidents involved in the risk management process and their ERM program.

Presenter: Marcia Malzahn, Malzahn Strategic

Registration Option $330

Recording available through: December 29, 2022

 

The banking agencies have issued guidance on managing the risks of third-party relationships that will replace earlier guidance. Vendor management has been an important issue for a long time, but it is apparent that the expectations are increasing, no matter in what form the guidance is finalized. The rise of fintech companies and their participation in the banking industry has changed the landscape of risk in important ways, and financial institutions need to adapt.

In this webinar, we’ll discuss the guidance and what these new expectations are, and how to best improve your vendor management program to implement the changes and expectations. We’ll also go over the elements of a successful vendor management program in any institution, from vendor selection to monitoring.

What You’ll Learn

  • New proposed third-party management guidance from the agencies – what to expect and what this tells us
  • Managing relationships with financial technology (fintech) firms
  • Developing and maintaining risk management policies and programs regarding third-party relationships
  • Oversight of third-party activities
  • Contract negotiation and management
  • Ongoing monitoring
  • Identification of significant vendor relationships – what does this mean and what are the covered activities?
  • Vendors’ ability to comply with applicable law and regulations

Who Should Attend
This webinar is intended to anyone involved in the vendor management/third-party risk process, from compliance and risk management professionals, to counsel, management, and even directors.

Presenter Bio
Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Managing Director for Treliant Risk Advisors in Washington, D.C. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and is a frequent contributor to and currently serves on the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at scores of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.

Registration Options

Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts $279

  • Available Upgrades:
    • 12 Months OnDemand Playback + $110
    • 12 Months OnDemand Playback + CD + $140
    • Additional Live Access + $75 per person

There have always been specific fair lending risk factors for commercial loans, but not a great deal of attention from regulators who are more focused on the safety and soundness aspect of commercial loan portfolios. What will your examiners begin to review with the advent of the 1071 rules? When an examiner compares a file for a denied women or minority-owned small business applicant to an “established good commercial customer” will your bank be able to justify the decision? Will the collection activities also receive more scrutiny?

These five areas will be a reason to “fine-tune” fair lending training in the commercial loan area:

  • Vague or subjective underwriting
  • Risk-based pricing that’s not based on objective criteria
  • Lack of File Documentation and exception tracking
  • Marketing and advertising practices
  • Patterns of lending and exclusions identified in the most recent CRA exam.

*Special Note — the proposed CRA rules specifically reference the use of 1071 data analysis.

FAILURE TO ACHIEVE A SATISFACTORY CRA RATING WILL STOP YOUR BANK’S PLANS FOR EXPANSION.

What You’ll Learn
This program will include an overview of potential fair lending red flags, but also often solutions for a successful program for commercial lenders that include:

  • Understanding fair lending risk in the commercial product line
  • Controls for written underwriting, pricing standards and collection activities
  • Exception guidelines including exception authority, tolerances and trends
  • Overview of the 1071 rules and impacts
  • Tools for fair lending training

Who Should Attend
This program is designed for chief credit officers, commercial lenders, commercial loan assistants, compliance officers, auditors, Fair Lending officers, collections staff, loan administration staff, CRA officers.

Instructor Bio
Susan Costonis is a compliance consultant and trainer. She specializes in compliance management along with deposit and lending regulatory training.

Costonis has successfully managed compliance programs and exams for institutions that ranged from a community bank to large multi-state bank holding companies. She has been a compliance officer for institutions supervised by the OCC, FDIC, and Federal Reserve. Costonis has been a Certified Regulatory Compliance Manager since 1998, completed the ABA Graduate Compliance School, and graduated from the University of Akron and the Graduate Banking School of the University of Colorado. She regularly presents to financial institution audiences in several states and translates complex regulations into simple concepts by using humor and real life examples.

Registration Options

Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts $279

  • Available Upgrades:
    • 12 Months OnDemand Playback + $110
    • 12 Months OnDemand Playback + CD + $140
    • Additional Live Access + $75 per person

It seems like the question of the legality of banking cannabis businesses has gone on forever, but it is a complex topic. With the discussion in Congress of the Safe Banking Act and expanding legality on the state level (although of various degrees), is now the time for your institution to jump into the fray? This webinar will discuss the current state of affairs regarding cannabis banking, including hemp production.

We’ll talk about potential federal legislation and its (eventual) chances. What will this mean? Will it be full legalization across the country or something lesser? What are the risks if you operate in multiple states? How will regulators treat these types of activities and what are the expectations from an AML standpoint? And do bankers need to turn into biochemists to figure all this out? We’ll provide the current lay of the land so every institution can make an educated decision on what it wants to do and how to plan.

What You’ll Learn

  • The current state of banking MRBs (Marijuana-Related Businesses)
  • State legislation and legalization
  • Different styles of legalization – it’s not all the same
  • FinCEN and DOJ guidance – from the Cole memo to more recent guidance
  • Completing SARs for cannabis activities
  • Various federal legislation proposed over the years, and how it might impact future legalization
  • Hemp guidance from the agencies
  • USDA rules of hemp production
  • How all this impacts your institution and important decisions to make”

Who Should Attend
This webinar is intended to anyone involved in the complicated decision to participate in the rapidly-growing cannabis industry. From Boards of directors to executive management, to compliance and risk professionals to attorneys, anyone seeking the current state of affairs on the legalization of cannabis banking activities will benefit from this session.

Presenter Bio
Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Managing Director for Treliant Risk Advisors in Washington, D.C. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and is a frequent contributor to and currently serves on the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at scores of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.

Registration Options

Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts $279

  • Available Upgrades:
    • 12 Months OnDemand Playback + $110
    • 12 Months OnDemand Playback + CD + $140
    • Additional Live Access + $75 per person

Retention and management of records is more complicated than just deciding what to keep and for how long. In what form should records be kept? Should we keep more than what the regulations require? If so, what? What about possible litigation needs? Examiner expectations must be met, of course, but other parties, such as law enforcement, auditors, and of course your customers, to name just a few, may require access to information, as well.

To manage an effective program in a cost-effective manner, compliance professionals must rely on information from a broad range of resources within the organization. Records management is the point of convergence of these resources, which is why effective and reliable records management must be part of your Compliance Program.

What You’ll Learn

  • Types of information that constitutes a record that we should retain
  • Retention requirements
  • Best practices we can follow
  • How to set up or enhance bank’s records management program
  • Risks involved in records retention
  • What an effective and comprehensive program looks like
  • How the program should be organized- a taxonomy hierarchy
  • Litigation needs — how does this process factor in
  • Destruction of records and information — when and how should this be done
  • This will be an interactive session with several opportunities for questions and answers, so come prepared to discuss your needs and issues.

Who Should Attend
Anyone involved in the creation, management, and destruction of information and records will benefit from the knowledge and information shared in this session, including compliance officers, auditors, information security and management, IT personnel, senior management, bank counsel, operations, privacy, and others with a vested interest to ensure a cost-effective and comprehensive records management program.

Presenter Bio
Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Managing Director for Treliant Risk Advisors in Washington, D.C. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and is a frequent contributor to and currently serves on the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at scores of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.

Registration Options

Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts $279

  • Available Upgrades:
    • 12 Months OnDemand Playback + $110
    • 12 Months OnDemand Playback + CD + $140
    • Additional Live Access + $75 per person

Opening accounts online is a major convenience for members, and it creates efficiencies for credit unions. Unfortunately, from a compliance perspective, it is also riddled with pitfalls. Your Bank Secrecy Act compliance risk escalates when a new member comes to your credit union through the Internet instead of in-person. There are also regulations like Truth-in-Savings and Privacy that require disclosures at account opening that need to be considered.

You must take care to minimize compliance and fraud risk when you open new member accounts online. Explore guidelines that should be included in your policies and procedures to control your risk without sacrificing new member convenience.

What You’ll Learn

  • Accepting electronic copies of identification
  • Rule changes for checking OFAC, CIP, and CDD
  • When you should, and must make new deposit funds available
  • When and how to provide required disclosures
  • How ESIGN affects your online opening procedures

Who Should Attend
This webinar will benefit credit union professionals who open or manage accounts online.

Instructor Bio
Kristen Tatlock is a nationally-known speaker and compliance consultant with over 30 years of experience in the credit union compliance arena. Tatlock assists credit unions with issues ranging from advertising rules to bylaws, from Social Media compliance matters to Regulation Z, and just about every regulation and compliance concern in between.

Tatlock has earned Compliance and Bank Secrecy Act certifications from the two national credit union trade associations. She regularly presents compliance training programs for CUNA, NAFCU, and many state Leagues around the country. She has also edited and revised numerous compliance training courses and modules for CUNA CPD and has authored several articles for various CUNA publications.

Registration Options

  • Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts – $279
  • Available Upgrades:
    • 12 Months OnDemand Playback + $70
    • 12 Months OnDemand Playback + CD  + $100
    • Additional Live Access + $50 per person

The actual INTREx — Information Technology Risk Examination Program adopted by the FDIC and CSBS IT examiners hasn’t changed since it was rolled out in 2016; however, there have been some changes in the examiners focus when it comes to the IT examination. The Federal Reserve examiners are also using their own “INTREx” related examination work program.

The INTREx program definitely has its roots in GLBA and cyber security, the FFIEC IT Examination Handbooks and draws from the current CAT Declarative Statements. In addition, to going over the INTREx work program, we will be sharing some specific areas of focus you need to be aware of as you prepare for your 2021 examination; including some newer guidance and proposed guidance that has been issued since the INTREx release.

In this webinar we will do an overview of the INTREx work program including the IT Officer’s Questionnaire and changes to the rating system used. We will also highlight the INTREx program steps and sharing the potential “2021” exam focus areas to help you be better prepared for your examination.

What You’ll Learn

  • Overview of Examination Process
  • Technology Profile
  • Component Control framework – Audit, Management, Development and Acquisition, and Support and Delivery
  • Decision Factors
  • Cyber Security
  • GLBA Coverage
  • Areas of increasing focus for 2021
  • Report changes including URSIT

Who should attend
Internal Auditors, Compliance Officers, IT Managers, Risk Managers, Information Security Officers, Senior Management; anyone interested in the IT examination process.

Presenter Bio
Susan Orr is a leading financial services expert with vast regulatory, risk management, and security best practice knowledge and expertise.

As an auditor and consultant, Orr is dedicated to assisting financial institutions in implementing appropriate policies and controls to protect confidential information and comply with regulatory mandates and best practices. Her expertise as an auditor and former examiner provides her the knowledge and expertise to conduct comprehensive IT general control and data security reviews and assist de novo institutions in the vendor selection process, preparing policies and procedures, and instituting controls. She also consults for numerous security providers and vendors helping them align products and services to meet institution regulatory mandates. Orr is a Certified Information Systems Auditor (CISA), Certified Information Security Manager (CISM), Certified in Risk and Information Systems Control (CRISC), and Certified Risk Professional (CRP).

Registration Options

Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts $279

  • Available Upgrades:
    • 12 Months OnDemand Playback + $110
    • 12 Months OnDemand Playback + CD + $140
    • Additional Live Access + $75 per person

How quickly your financial institution can get back to serving customers after a cybersecurity attack, hurricane, wildfire, pandemic, or flood often depends on the business continuity management (BCM) program that has been implemented. The Federal Financial Institutions Examination Council (FFIEC) has provided guidance as to the contents of your institution’s BCM program but also emphasizes the importance of a continuous cycle for assessing resiliency by utilizing a ten-step approach. As technology continues to evolve so do the threats that could potentially hamper an institution’s ability to provide financial services to its customers. Business continuity and resiliency plans create a game plan for minimizing interruptions during a crisis.

Just like the emergence of new threats, your BCM program must keep pace. Join us to understand the examination procedures, how to incorporate the ten steps of the business continuity lifecycle, and resilience strategies. In addition, communication with the board and your internal auditor’s role in assessing the BCM’s design effectiveness are key program components. While we can never predict the type or timing of a disaster, we can ensure that our institution has a solid business continuity management program that not only passes an examination but is a valuable tool in the event of a disaster!

What You’ll Learn

  • Prepare to meet the 13 examination objectives outlined in the examination manual
  • Discuss the 10 steps to the business continuity lifecycle
  • Examining Third-Party Service Provider Contracts for Business Continuity
  • Ensure the board receives adequate BCP communication
  • Communicate the internal auditor’s role in assessing the BCP’s design effectiveness
  • Considering new technologies and emerging threats into the plan
  • Provide resources to share with your staff and accountholders during a disaster

Who Should Attend
This webinar is designed for senior management, business continuity team members, human resources managers, trainers, compliance officers, internal auditors, risk managers, security officers, and anyone responsible for business continuity management.

Instructor Bio
Molly Stull began her banking career on the teller line while working on her undergraduate degree and has continued working in the financial industry ever since. Some of her experience includes roles in operations, business resumption planning, consumer compliance, and conducting audits. Her favorite role is ensuring that her audience, whether on the sports field or in the financial industry, understands the “why” behind the rule. Her wealth of financial knowledge and her numerous years of experience enable her to relate the material to the audience.

Registration Options

Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts $279

  • Available Upgrades:
    • 12 Months OnDemand Playback + $110
    • 12 Months OnDemand Playback + CD + $140
    • Additional Live Access + $75 per person