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Phishing, But Make It AI: Why You’re More Likely to Click — And What to Do About It

Submitted content by Errica Padgett,  Operations Manager / vCISO Senior Advisor, Bedel Security, A WBA Associate Member

Remember the phishing emails of yesteryear? Misspelled words, weird formatting, maybe a Nigerian prince or two?

Those days are over.

Today’s phishing scams are being written by AI — and they’re dangerously convincing. They’re grammatically perfect. Emotionally persuasive. Tailored to your industry, your role, maybe even your recent LinkedIn post.

In short: you’re more likely to click, download, or reply — and that’s exactly the problem.

What makes AI phishing so effective?

  • Flawless writing: No typos, no weird phrasing — just polished, professional-sounding emails.
  • Personalization at scale: AI can generate custom messages that match your tone, industry lingo, and typical requests.
  • Speed: Attackers can generate hundreds of unique phishing emails in seconds, each tailored to trick a specific type of user.

A recent report showed click rates on AI-generated phishing emails were much higher than traditional phishing. That’s not a typo — and those clicks? They lead to malware downloads, credential theft, and full-blown breaches.

How to protect yourself (and your institution)

  1. Don’t trust the tone — verify the sender
    AI can mimic your colleague’s writing style. Always double-check the actual email address or contact info.
  2. Slow your scroll
    Scammers count on you being busy or distracted. Hover over links. Ask: Does this make sense?
  3. Treat attachments like they’re radioactive
    Even if the file name looks familiar, confirm it’s real before opening. Especially Word, Excel, or ZIP files.
  4. Train regularly — and make it real
    Simulate AI-style phishing in training exercises. People need to see what modern scams look like to build that mental muscle.

Bottom Line
AI didn’t invent phishing — it just made it faster, smarter, and harder to spot. But the solution isn’t panic — it’s preparation.

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June 25, 2025/by Katie Reiser
Tags: Associate Members, Cybersecurity
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https://www.wisbank.com/wp-content/uploads/2021/09/Untitled-3_Yellow.jpg 972 1920 Katie Reiser https://www.wisbank.com/wp-content/uploads/2021/09/Wisconsin-Bankers-Association-logo.svg Katie Reiser2025-06-25 08:29:392025-06-25 08:59:06Phishing, But Make It AI: Why You’re More Likely to Click — And What to Do About It
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