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North Shore Bank has announced Rick Woldt as the new mortgage loan originator. In this new role, Woldt will be responsible for assisting customers in the lending, purchasing, and refinancing of their homes.

“We’re thrilled to have Rick and his extensive expertise on our team,” said Chris Boland, vice president, consumer lending manager at North Shore Bank. “I know our customers will appreciate Rick’s vast knowledge within the space and personable nature as they enter into the home buying experience.”

Woldt has more than 25 years of experience in residential mortgage lending and will be working out of the Germantown branch, servicing all of Southeastern Wisconsin. He currently resides in Thiensville, Wis. with his family.

Bank of Wisconsin Dells would like to congratulate senior vice president and chief credit officer, Kevin Bernander, on 40 years with the bank. Bernander began his career with Bank of Wisconsin Dells in 1981 as a consumer lender, eventually transitioning to the Lake Delton branch manager where he directed all branch operations and later served as the chief lending officer for a period of 13 years. In 2017, Bernander was promoted to senior VP/chief credit officer where he oversees and leads the credit department on behalf of Bank of Wisconsin Dells.

“It’s been a blast,” says Bernander. “Watching our customers and staff grow and become successful has been one of the many things I like most about working here. I am happy to be a part of it all.”

We are beyond grateful for Bernander’s dedication and service to our team and this community throughout his 40 years. Congratulations and thank you, Kevin!

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Community State Bank kicked off their 4th season of #Gift2Giving with a donation to Cops N’ Kids Reading Center in Racine. Left to Right: Carrie Hall (CSB), Julia Witherspoon (Founder of Cops N’ Kids), Shanandoor Kanter (CSB), Josh Audenby (CSB), Neil Buchanan (CSB), Also pictured are students and staff of Cops N’ Kids.

Community State Bank (CSB) recently began the 4th season of their employee driven donation campaign #Gift2Giving. In October each CSB employee was presented with $100 to donate back into the communities of Racine, Kenosha, and Walworth counties.

CSB is pleased to announce that all 87 employees are participating in this year’s program. Now, until the end of the year, CSB team members will be delivering their donations to non-profit organizations throughout Southeast Wisconsin.

“The #Gift2Giving campaign has had a remarkable impact on our staff and communities,” said CSB president and CEO, Scott Huedepohl. “It’s become a part of our culture and we look forward to it every year. We’re honored to be bringing it back for it’s fourth season.”

CSB employees were encouraged to work together and combine their #Gift2Giving funds to create a larger impact with their donations. In addition, employees were also given the opportunity to make a personal donation, which were also matched by CSB dollar for dollar. Over $10,000 in campaign funds are being distributed among 12 nonprofit organizations.

“Southeast Wisconsin is filled with unique non-profit organizations that make a tremendous difference to our community,” explained marketing communications coordinator, Eloissa Heigl. “#Gift2Giving provides our staff with the opportunity to thank these great organizations for what they do, while also providing a platform to share their story and hopefully inspire others to give back too.”

Community State Bank will be documenting a majority of the donations through videos, podcasts, photos and journal entries. The first donation to Cops N’ Kids Reading Center in Racine has already been posted to the #Gift2Giving blog.

For more information about #Gift2Giving or to read the #Gift2Giving blog visit or follow along on social media using #Gift2Giving.

Laura Deuso, Medford branch manager of Prevail Bank (left), presents Rachel Stilwell, prevention services director (right) of Indianhead Community Action Agency, a check for $500 to support the operations of a new refrigerated mobile food pantry truck.

A donation of $500 was provided to the Indianhead Community Action Agency as part of Prevail Bank’s Charitable Contribution program. The donation will purchase boxes and bags for a new refrigerated mobile food pantry truck that will deliver food to those who live in smaller, rural communities throughout three Wisconsin counties to increase access to nutritious food, in addition to providing referrals to other services that will help increase equity for these individuals and families.

“We and our clients really appreciate Prevail Bank’s generosity,” said Rachel Stilwell, prevention services director. “Our mobile food pantry is a service that is especially appreciated by those individuals and families who lack transportation and would otherwise go hungry.”

Laura Deuso, Prevail Bank branch manager – Medford, shared, “Prevail Bank is proud to support the mobile food pantry that will deliver food to people in Taylor, Rusk, and Washburn counties. We’re committed to supporting those who are less fortunate, especially when it comes to finances and hunger.”

Indianhead Community Action Agency’s mission is to assist individuals in achieving self-sufficiency by providing the resources, education, and services necessary to develop healthy families, sustainable communities, and strong local businesses.

Prevail Bank’s goal is to pursue what’s possible within its local communities. Passionate about the advancement of community based projects and supporting local organization growth, Prevail Bank is a community bank that is continuously working to support the communities it serves.

Prevail Bank’s Charitable Contributions program is available for local non-profit organizations that help local people in need, especially those with low-to-moderate incomes; stimulate communities financially; and/or enhances the standard of living of those less fortunate. If your organization is interested in applying for funds for a major initiative in your community, go to:


Rose Oswald Poels (left) awards Dena Hineline (center) and Sue Krause (right) with prestigious awards.

On Wednesday morning, fourteen Wisconsin bankers and ten banks were honored by the Wisconsin Bankers Foundation (WBF) for their efforts in promoting financial literacy to Wisconsin’s consumers. WBF is the nonprofit arm of the Wisconsin Bankers Association (WBA) whose mission is to assist bankers in promoting financial literacy and financial responsibility to the public and to broaden consumer empowerment in the financial services industry through research, education, grants, and scholarships.

Sue Krause, Fox Valley Savings Bank, was awarded the prestigious Financial Literacy Banker of the Year Award and Dena Hineline, Bank of Sun Prairie, was honored with the Financial Literacy Banker Award. Both Krause and Hineline also were honored with the Certificate of Excellence for exceeding twenty financial education presentations in their local communities during the Foundation’s 2020–2021 fiscal year.

Twelve individuals received a Certificate of Recognition completing at least five financial education presentations. This year’s recipients are Pam Blattner, Jimmy Kauffman, and Rob Stelzer, Bank of Sun Prairie; Kelley Jensen and Amy Shorougian, Citizens Bank in Mukwonago; Joshua Pauling, Farmers State Bank of Waupaca; Rachael Danielson, Ryma Lindquist, and Erik Thompson, First Bank of Baldwin; Craig Much, Horicon Bank; and Beth Durow and Julie Matthews, The Stephenson National Bank & Trust.

Rose Oswald Poels (left) recognizes several award recipients at WBA’s LEAD360 on November 17.

The WBF Excellence in Financial Education Award was presented to 10 WBA-member banks for their bank-wide dedication to financial education during the 2020–2021 fiscal year which encouraged over 270 bankers to get involved for the wellbeing of their communities. The banks awarded include Bank of Sun Prairie, Citizens Bank in Mukwonago, Farmers State Bank of Waupaca, First Bank of Baldwin, Fox Valley Savings Bank, Horicon Bank, National Exchange Bank and Trust, Peoples State Bank – Prairie du Chien, PremierBank – Fort Atkinson, and The Stephenson National Bank & Trust.

The outstanding efforts of all honorees were celebrated at the recent WBA LEAD360 Conference held in Wisconsin Dells. During the 2020–2021 fiscal year, these fourteen individuals and 10 banks helped WBF expand its financial education reach to nearly 6,000 people throughout the state. As a result of the pandemic, many bankers have come up with creative ways to advocate for the importance of financial literacy to consumers of all ages.

“These individuals have truly gone above and beyond in the last year to ensure that Wisconsin communities continue to have access to invaluable financial education,” said Chair of the Wisconsin Bankers Foundation Rose Oswald Poels. “We thank everyone that participated for their commitment to their communities and their overall dedication in leading the strive towards a more financially responsible state!”

Josh Ghena, senior vice president, equity business funding at Cinnaire.

Cinnaire has announced the promotion of Josh Ghena to senior vice president, equity business funding. Mike Witt has been promoted to senior vice president of asset management. In these leadership positions, Ghena and Witt will play a key role in supporting Cinnaire’s strategic plan and providing executive oversight for the organization’s $4.9 billion asset portfolio.

Ghena joined Cinnaire in 2014 and has held positions of increasing responsibility including vice president of asset management, asset stabilization expert, director of special assets and, asset manager. As senior vice president, equity business funding, Ghena manages Cinnaire’s investment strategies and provides oversight of the organization’s equity funds, investor due diligence, and fund modeling. He brings more than 10 years of experience to the position.

Prior to joining Cinnaire, Ghena provided technical assistance to distressed HUD Grantees. His work as a technical assistance provider specialized in CDBG, HOME, and NSP. Ghena earned his Bachelor of Science from Calvin College and his Master of Science from the University of Wisconsin.

Mike Witt, senior vice president, asset management at Cinnaire.

An affordable housing industry veteran, Witt joined Cinnaire in 2020. As senior vice president, asset management, he is charged with overseeing the growth and development of Cinnaire’s Asset Management team and overseeing investments made by Cinnaire in numerous multifamily developments across multiple business lines.

Witt previously served as acting chief of housing at the Michigan State Housing Development Authority (MSHDA), where he was responsible for oversight of all multifamily rental programs and community development decisions. He earned his Bachelor of Arts in Finance from Michigan State University. Witt serves on the board of directors for the Midwest Affordable Housing Management Association (MAHMA) and treasurer of his local homeowner’s association board.

Susan Hauke, CPA, celebrated 30 years of service to National Exchange Bank & Trust on October 28, 2021.

Hauke is the chief financial officer and works out of the Waukesha office. In her role, she directs and oversees all financial activities of the bank including strategic planning, budgeting and forecasting. Additionally, she provides management and the Board of Directors with financial information needed for their decision-making process.

Hauke grew up in Greenfield and graduated from St. Mary’s Academy in Milwaukee. She went on to earn her Accounting degree from the University of Wisconsin-Madison. Additionally, Hauke has completed the Graduate School of Banking at UW-Madison.

Hauke now resides in Muskego with her husband, Mike. She has served on the Girl Scouts of Wisconsin audit committee and on her church’s endowment committee.

National Exchange Bank & Trust is an independent bank with convenient locations throughout Southeastern Wisconsin. For more information, visit the bank’s website at

Starion Bank welcomes Sara Patterson into our family as a Universal Banker III at our Sun Prairie location.

Patterson attended college at Rowan University in Glassboro, New Jersey, and has more than 12 years of experience in banking and bank management. She has worked in a variety of roles including personal banking, business development, service manager, and assistant branch manager. Patterson brings a broad personal banking and customer service skillset that augments the already strong line of bankers in Starion’s Madison-area branches.

“I help customers solve problems by finding the right fit for them. If they are not currently in a product that suits them, I will find one that works.” Patterson says, “My passion is helping you find the financial products and services you need and can use to make your lives better and easier.”

In her free time, Patterson spends time with her daughter, reading, and enjoying the outdoors.

For the third straight year, Peoples State Bank has been named as one of the Best Banks to Work For by American Banker magazine and Best Companies Group. Peoples is one of just three Wisconsin banks to make the list. The ranking comes on the heels of American Banker naming Peoples as a Top 200 Community Bank for 12 straight years.

“This honor celebrates all our employees and their dedication to help others,” said Scott Cattanach, president and CEO of Peoples State Bank. “We’re extremely grateful for the trusted relationships that exist between our employees and our customers that continue to earn us a place on this special list.”

“This year’s list honors those banks which have gone above and beyond to invest in employees’ personal and professional growth,” said Alan Kline, editor in chief of American Banker.

“Peoples is proud of the efforts we’ve made to help our employees achieve their best in a team atmosphere,” said Cattanach.

American Banker noted the bank’s digital technology upgrades and redesigned employee roles as factors in the ranking. Their story stated a new digital banking specialist role created to build the digital banking knowledge base and develop best practices for working with customers through various banking channels.

“Peoples has focused on employee strengths, matching those strengths to roles that will help them and our customers succeed,” said Tina Seidl, Peoples State Bank’s vice president – human
resources director. “It’s a win-win, providing positive change for our employees while being a benefit for our customers.”

American Banker took special note of Peoples efforts to adjust their employment status to phase into retirement or to take reduced working hours as semi-retirement.

American Banker magazine used a two-part process to determine the best banks in the country to work for. The first step involved evaluating workplace policies, practices, and employee demographics. In the second step, employee surveys assessed the experiences and attitudes of bank employees for their workplace. The combined scores of the two steps determine the top banks and the final ranking. Full results are available at American Banker online or in the November issue of American Banker magazine.

American Banker magazine looked at health and wellness programs, retirement plans, compensation, company policies, and workforce demographics. Best Companies Group managed the overall registration and survey process, analyzed the data, and used their expertise to determine the final ranking.

Terri Bulman celebrated 30 years of service with National Exchange Bank & Trust on November 11, 2021.

Bulman is a member of the loan services department and works out of the operations office in Downtown Fond du Lac. When she started, Bulman worked as a teller before moving behind the scenes, where she plays an integral role in supporting lending.

Bulman grew up in Fond du Lac where she now resides with her family.

National Exchange Bank & Trust is an independent bank with convenient locations throughout Southeastern Wisconsin. For more information, visit the bank’s website at