What You’ll Learn
Who Should Attend
This webinar is designed for management, compliance, audit and/or other operations personnel.
Overdrafts continue to be a hot-button issue with examiners as there has been a shift from “informing” consumers about their overdrafts to “protecting” them from excessive overdrafts. While there have been newer developments regarding multiple representment fees and transactions that authorize positive, settle negative, we are still waiting for the CFPB to undertake any major overhaul related to overdrafts. It’s imperative that you are aware of the current regulatory requirements, guidance and expectations to keep your bank out of trouble!
This webinar is designed for management, compliance, audit and/or other operations personnel.
Learn the 10 fundamental rules for protecting your institution against check fraud! We’ll start with the basics, including the components of a check, how checks move, and signature card terms. From there we’ll help you understand and identify cash back schemes, check washing, and check issues such as postdated, stale-dated, stop payments, and deceased owners. We’ll also cover situations in which to refuse a check, and how to send a check for collection.
Tellers, Branch managers, Loan Officers, and personnel in new Accounts, Deposit Operations, Compliance, and Training will benefit from this webinar.
The Fair Credit Reporting Act (FCRA) represents a unique challenge for creditors and other furnishers of consumer credit information. Although the language of the FCRA has not substantially changed over the years, the interpretation and enforcement of it has drastically changed in the last 10 years. Navigating these changes can be daunting.
During this webinar, we’ll discuss the basics of proper credit reporting, along with a more in-depth conversation regarding specific pitfalls and challenges that creditors and other data furnishers encounter. You will learn to navigate these challenges by ensuring that proper policies and procedures are in place to ensure compliance with current CFPB directives, in addition to recent changes instituted as a result of the COVID-19 legislation.
Anyone who is involved in day-to-day credit reporting along with decision makers tasked with ensuring rigorous policies and procedures are in place and being complied with.
Let’s get down to the basics. We will cover requirements, guidelines, and rules for lending. All information in the webinar will be clearly documented in a colorful and user-friendly handbook. This is a wonderful resource that lenders, loan processors, and compliance officers will refer to time and time again. In addition to providing compliance summaries, the handbook offers specific cites to help readers locate rules, and contains a detailed alphabetical index.
New and experienced lenders, loan processors, and compliance officers will find this webinar valuable.
Unlock the compliance keys to successful FedNow® instant payments with the Payments Professor. Learn how to navigate the intricate web of the FedNow® Service Operating Rules, Circular 8, and Regulations J, E, and more, to gain an understanding of the rules and regulations that apply to instant payments. This webinar also includes an interactive Q&A session with the Payments Professor to get clarifications on specific rules and regulations.
Whether you’re a seasoned expert or new to the field, this session will provide invaluable insights into navigating the rules, regulations, and compliance. This knowledge will help empower you to make informed decisions and ensure your institution operates within the bounds of the law.
This webinar is essential for financial professionals, compliance officers, BSA/AML, payment processors, auditors, and anyone involved in the FedNow instant payments ecosystem.
Your job as a withholding agent has never been so important! The W-9 and W-8BENs forms emphasize your vital role in the tax reporting chain that affects this country and accounts for U.S. persons overseas. In this webinar, we’ll go in-depth on these forms to elevate your understanding. We’ll also answer common questions, such as What is a nonresident alien? and What if there is no country address? You’ll also come away with a basic understanding of FATCA and how it impacts your institution.
This webinar is designed for deposit operations, deposit compliance, new accounts, bookkeeping, IRS reporting specialists and any person who opens accounts or reports interest to the IRS.
Keeping up with changes and deadlines in the compliance area gets more complex every year. Now, we can assist you with that task. This series includes bi-monthly (6), two-hour webinars focused on the most recent changes to the compliance landscape.
Carl Pry, a well-known and highly respected compliance expert and recipient of the 2015 ABA Distinguished Service Award will be presenting a bi-monthly update that will address new items to be aware of, deadlines, and what’s on the horizon. In a simple language webinar format that you can view from your office, Carl will make sure you have the information you need to keep your financial institution in compliance.
Attendees love the handouts that Carl provides, including links to all relevant source documents and resources.
Covered Topics Coming Soon
Anyone in the institution having compliance responsibilities – when you think about this, it could be just about anyone in the institution. This may include members of senior management, operations personnel, lending personnel, underwriters, customer service representatives, back-room personnel, and of course compliance officers, auditors, and attorneys, and anyone else in the institution that might benefit from this valuable information.
Opening new accounts is complicated! With fraudulent activity at an all-time high and ongoing onerous regulatory oversight and scrutiny, the need for new account training is paramount to maintaining diligence as well as updating processes and procedures. This two-hour workshop, which is Part I of a three-part series, focuses on the risks, procedures, best practices, and compliance requirements for opening personal and consumer accounts. Attendees will gain an understanding of proper documentation requirements, ownership options, proper account titling, and who has the authority to open and transact on the account during the lifetime and at the death of a signer. Part II of this three-part series encompasses business accounts, and Part III addresses trust and fiduciary accounts.
It is highly recommended that attendees have a copy of their financial institution’s account agreement and signature card to use as a reference during the session.
Customer contact personnel, supervisors, and officers whose responsibilities include opening or managing new accounts, as well as Personal Bankers, BSA Officers, Deposit Operations, Branch Administration, CIP Managers, Training and Business Development Officers, Internal Auditors, and Compliance Officers will find the information beneficial. Lending assistants and officers will find the information informative as well.
Opening business accounts can create angst! Sole Proprietorships owned by a married couple, LLCs, LLPs, General Partnerships, Limited Partnerships, Corporations, escrow accounts, and political organizations — why are there so many different types of business entities? What is the securest way to determine who has the authority to transact on behalf of a business entity — especially when owned by another entity? Verifying if a business entity is legitimate and who has the authority to transact business on behalf of that entity can be challenging. When can a business use the owner’s SSN vs. an EIN? When does a bank need a partnership agreement, bylaws, or operating agreement? FinCen requirements will be addressed. In this two-hour comprehensive webinar, participants gain confidence and a clear understanding of the regulatory, compliance, documentation, and proper TIN requirements for opening business accounts. This session is not state law-specific.
It is highly recommended that attendees have a copy of the financial institution’s account agreement, signature card, and resolutions to reference during the session. To customize the course to state law, the financial institution may want to access the Secretary of State’s website to review documentation requirements on forming business structures in that state.
Customer contact personnel, supervisors, and officers whose responsibilities include opening or managing new accounts, as well as Personal Bankers, BSA Officers, Deposit Operations, Branch Administration, CIP Managers, Training and Business Development Officers, Internal Auditors and Compliance Officers will find the information beneficial. Lending assistants and officers will find the information informative, and at least 85% of this information also impacts the lending area.
Is your board up for the task? The board is required to regularly review and ensure adherence to BSA policies and procedures. Join veteran compliance attorney and recovering BSA officer David Reed as he cuts through the regulatory double speak and guides you through the law, program requirements, and essential elements of the board’s BSA responsibilities. This session will meet or exceed the annual BSA training requirements and provide a great overview of the evolving BSA responsibilities faced daily.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
WEBINAR DETAILS
Federal regulations require every financial institution to have a written, board-approved program designed to ensure and monitor Bank Secrecy Act compliance. Increasing regulatory scrutiny on the board’s involvement in your BSA program is refocusing attention on this critical security area. Today’s boards are faced with increasing pressure to stay informed on the complex regulatory, security, and business realities of the financial services marketplace. Financial institutions are on the frontlines in the battle against criminal and terrorist financing and the board has the ultimate responsibility for complying with all BSA requirements. Your board needs to understand and perform the tasks necessary for BSA compliance. Attend this annual training to learn how.
WHO SHOULD ATTEND?
This informative session is designed for directors, executives, senior management, BSA officers, compliance staff, internal auditors, and anyone involved in the BSA program.
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