Archive for: Financial Statements

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WBA Commercial Lending School

The WBA Commercial Lending School will be held October 12–14, 2022 at the Wisconsin Bankers Association office in Madison. Classes will begin at 9:00 a.m. on Wednesday and conclude at 2:45 p.m. on Friday.

This school was developed as an advanced-level program, assuming participants have work experience and prior training in commercial lending and/or financial statement analysis. Case studies, in-class work, instructor-led discussions, and facilitation are all elements of this school with an emphasis on cash flow, financial analysis, and structure.

Curriculum topics include:

  • Review of foundational concepts and types of business
  • Risk Concepts
  • Advanced Concepts in Analyzing Financial Statements
  • Loan Structure & Support
  • Responsible CRE Lending
  • Effective Relationship Management
  • Projecting Future Performance
  • Establishing Credit Discipline
  • Identifying and Managing Problem Loans

School Requirements: Successful completion of the school will be based on class attendance and participation in group case study work and group discussions.

Registration Information: The student fee of $895 includes program registration, materials, and daily lunch and refreshment breaks.

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WBA/ABA General Accounting

Topics in analyzing source documents, recording business transactions in a journal and posting entries in a ledger. How to prepare a trial balance, gather adjustment data and complete a worksheet are covered, as well as how to prepare financial statements and post-closing entries.

This course is the recommended prerequisite for Analyzing Financial Statements.

The required textbook for this course is College Accounting, 13th Edition.

IMPORTANT:  Be sure to order the required book for this course.  We recommend that you FIRST select and add your course session to the shopping cart, then select your preferred format of book from the “Recommended Training” options that appear alongside the shopping cart.

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Analyzing Financial Statements

A practical introduction to financial statement analysis from the perspective of the commercial loan officer. Gain the skills needed to effectively assess the risks related to a customer — current and prospective — and evaluate possible sources of repayment for the loan.

Recommended Prerequisite: General Accounting.

The required textbook for this course is Analyzing Financial Statements, 8th Edition.

IMPORTANT:  Be sure to order the required book for this course.  We recommend that you FIRST select and add your course session to the shopping cart, then select your preferred format of book from the “Recommended Training” options that appear alongside the shopping cart.

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WBA/ABA General Accounting

Topics in analyzing source documents, recording business transactions in a journal and posting entries in a ledger. How to prepare a trial balance, gather adjustment data and complete a worksheet are covered, as well as how to prepare financial statements and post-closing entries.

This course is the recommended prerequisite for Analyzing Financial Statements.

Audience: Bank personnel at any level with little or no accounting background

The required textbook for this course is College Accounting, 13th Edition.

IMPORTANT:  Be sure to order the required book for this course.  We recommend that you FIRST select and add your course session to the shopping cart, then select your preferred format of book from the “Recommended Training” options that appear alongside the shopping cart

Price: $471

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WBA/ABA General Accounting

Topics in analyzing source documents, recording business transactions in a journal and posting entries in a ledger. How to prepare a trial balance, gather adjustment data and complete a worksheet are covered, as well as how to prepare financial statements and post-closing entries.

This course is the recommended prerequisite for Analyzing Financial Statements.

Audience: Bank personnel at any level with little or no accounting background

The required textbook for this course is College Accounting, 13th Edition.

IMPORTANT:  Be sure to order the required book for this course.  We recommend that you FIRST select and add your course session to the shopping cart, then select your preferred format of book from the “Recommended Training” options that appear alongside the shopping cart

Price: $471

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, , , , ,

WBA/ABA General Accounting

Topics in analyzing source documents, recording business transactions in a journal and posting entries in a ledger. How to prepare a trial balance, gather adjustment data and complete a worksheet are covered, as well as how to prepare financial statements and post-closing entries.

This course is the recommended prerequisite for Analyzing Financial Statements.

The required textbook for this course is College Accounting, 13th Edition.

IMPORTANT:  Be sure to order the required book for this course.  We recommend that you FIRST select and add your course session to the shopping cart, then select your preferred format of book from the “Recommended Training” options that appear alongside the shopping cart.

Price: $471

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WBA/ABA Analyzing Financial Statements

A practical introduction to financial statement analysis from the perspective of the commercial loan officer. Gain the skills needed to effectively assess the risks related to a customer — current and prospective — and evaluate possible sources of repayment for the loan.

Recommended Prerequisite: General Accounting.

Audience: Commercial and/or business bankers and credit analysts

The required textbook for this course is Analyzing Financial Statements, 8th Edition.

IMPORTANT:  Be sure to order the required book for this course.  We recommend that you FIRST select and add your course session to the shopping cart, then select your preferred format of book from the “Recommended Training” options that appear alongside the shopping cart.

Cost: $455

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WBA/ABA Analyzing Financial Statements online course

A practical introduction to financial statement analysis from the perspective of the commercial loan officer. Gain the skills needed to effectively assess the risks related to a customer — current and prospective — and evaluate possible sources of repayment for the loan.

Recommended Prerequisite: General Accounting.

Audience: Commercial and/or business bankers and credit analysts

The required textbook for this course is Analyzing Financial Statements, 8th Edition.

IMPORTANT:  Be sure to order the required book for this course.  We recommend that you FIRST select and add your course session to the shopping cart, then select your preferred format of book from the “Recommended Training” options that appear alongside the shopping cart.

Cost: $455

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WBA/ABA General Accounting

Topics in analyzing source documents, recording business transactions in a journal and posting entries in a ledger. How to prepare a trial balance, gather adjustment data and complete a worksheet are covered, as well as how to prepare financial statements and post-closing entries.

This course is the recommended prerequisite for Analyzing Financial Statements.

The required textbook for this course is College Accounting, 13th Edition.

IMPORTANT:  Be sure to order the required book for this course.  We recommend that you FIRST select and add your course session to the shopping cart, then select your preferred format of book from the “Recommended Training” options that appear alongside the shopping cart.

Price: $471

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GSB – Business Financial Statements and Tax Returns: Advanced Cash Flow Issues: Working Capital and Fixed Asset Expenditures

Working capital is misunderstood by many borrowers and bankers alike. This program provides the analytical tools (with case examples) to understand how the working capital cycle affects the borrowing needs of a business in terms of a line of credit, and how the dollar size of the line of credit is related to this cycle.

Equally important is to understand how equipment finance needs arise, and how to use financial statements or tax returns to determine historical patterns of capital expenditures and related long-term financing, plus gaps between purchases and financing. This allows the lender or analyst to position your bank to be proactive in helping customers optimize or maximize equipment financing, while minimizing its draining effect on working capital via small purchases (not financed) and down payments.

Topics covered include:

  • How visualize the working capital cycles, plus a simple chart to use
  • Related line of credit size to working capital needs and basic cash flow
  • Areas of caution when using accounts receivable and inventory as collateral
  • Overview of equipment financing (loan or lease) industries that tend to have stronger equipment financing needs
  • Overview of equipment loan vs. lease considerations
  • Capitalized leases vs. operating leases and upcoming FASB changes, with case example of how to capitalize an operating lease for analytical purposes
  • Issues with equipment as collateral

Target Audience: Commercial and business lenders, credit analysts, community bankers, private bankers and portfolio managers; plus, loan review and examination specialists, and credit officers involved evaluating or approving equipment financing.

Presenter
Richard Hamm, Advantage Consulting & Training

Registration Options
Live presentation $330

Recording available through March 5, 2024

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questions@wisbank.com

608-441-1200

4721 S Biltmore Ln.
Madison, WI 53718

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